Website Terms of Use

1. About These Terms

These terms govern your use of the website operated by A&T Business Services (Pty) Ltd ("A&T", "we", "us" or "our") at aandtgroup.co.za. By using the website, you agree to these terms. If you do not agree, please stop using it.

2. About A&T

A&T Business Services (Pty) Ltd is a South African business-services firm.

Physical address: Olea View Houses, 15 Elm Avenue, Fourways, Sandton, Gauteng, 2191
Email: info@aandtgroup.co.za
Phone: +27 65 762 8284

3. General Information, Not Professional Advice

Website content, resources and assessment results are provided for general information and initial discussion only. They are not accounting, tax, financial, legal or other professional advice and should not be relied upon as a substitute for advice based on your circumstances.

You remain responsible for your decisions, records, filings, deadlines and compliance obligations unless a signed engagement expressly states otherwise.

4. Enquiries and Professional Engagements

Submitting a form, sending an assessment, booking a discussion or communicating with us does not by itself create an accountant-client, adviser-client or other professional relationship.

Professional services begin only when A&T and the client accept a written engagement letter or other service agreement. That agreement defines the scope, responsibilities, fees and terms for the relevant services. If these website terms conflict with an engagement agreement, the engagement agreement applies to the professional services.

5. Acceptable Use

You may use the website only for lawful purposes. You must not interfere with its operation or security, attempt unauthorised access, submit malicious code, misuse forms, impersonate another person, infringe another party's rights, or use automated methods that place an unreasonable burden on the website.

6. Intellectual Property

The website and its original content, branding, graphics and materials are owned by or licensed to A&T and are protected by applicable intellectual-property law. You may view and print reasonable extracts for personal or internal business reference. You may not reproduce, modify, distribute, sell or commercially exploit the website or its content without prior written permission.

7. External Links and Products

Links to external websites or products are provided for convenience. A link does not mean that A&T controls or accepts responsibility for external content, availability, security or privacy practices. Separate products and services, including LedgrFlow, are governed by their own applicable terms and privacy notices.

8. Website Availability and Accuracy

We take reasonable care when preparing website content but do not promise that every page will always be complete, current, error-free or available. Laws, regulations, standards and business circumstances can change. We may correct, update, suspend or withdraw website content without notice.

9. Liability

To the extent permitted by applicable law, A&T is not liable for indirect, incidental, special or consequential loss arising solely from use of, inability to use, or reliance on this website or its general informational content.

Nothing in these terms excludes or limits liability for fraud, wilful misconduct, gross negligence, or any responsibility that applicable law does not allow to be excluded or limited. Liability relating to professional services is governed by the applicable engagement agreement and law.

10. Privacy

Our Privacy Policy explains how personal information submitted through or generated by the website is handled.

11. Changes

We may update these terms when the website, our practices or legal requirements change. The revised terms apply from the date published on this page.

12. Governing Law

These terms are governed by the laws of the Republic of South Africa. South African courts have jurisdiction over disputes relating to the website, subject to any rights or procedures that applicable law requires.

13. Contact

Questions about these terms may be sent to info@aandtgroup.co.za.